Take Care Of Future You

We take pride in teaming up with you to help look ahead to your financial future, so you can enjoy the here and now. Our personal savings account options offer flexibility, competitive interest rates, and a solid foundation for helping you strive toward your financial goals and dreams.

Based on your current financial situation and how you would like your savings to work for you in the future, we will help identify an appropriate solution.

Choose among our various high-interest savings accounts, and take advantage of free online and mobile banking.

Alexandria Savings

  Ridge Climbers Club 3 / 6 Silver Savings 6 Platinum Savings 6 IRA Savings Traditional / Roth
Opening Balance Requirement $0 $100 $1,000 $500
Minimum Balance/Service Charge 1 $0 $100/$3.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $1,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $0
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes  
ATM Card 4 / 5 Yes Yes Yes  
Checks Available     Yes  
Interest Compounding and Crediting Monthly Monthly Monthly Monthly
Interest Rate 2 Variable Variable Variable Variable

Fargo Savings

  Ridge Climbers Club 3 / 6 Silver Savings 6 Platinum Savings 6 IRA Savings Traditional / Roth
Opening Balance Requirement $0 $100 $1,000 $500
Minimum Balance/Service Charge 1 $0 $100/$3.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $1,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $0
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes  
ATM Card 4 / 5 Yes Yes Yes  
Checks Available     Yes  
Interest Compounding and Crediting Monthly Monthly Monthly Monthly
Interest Rate 2 Variable Variable Variable Variable

Bismarck Savings

  Ridge Climbers Club 3 / 6 Silver Savings 6 Platinum Savings 6 IRA Savings Traditional / Roth
Opening Balance Requirement $0 $100 $1,000 $500
Minimum Balance/Service Charge 1 $0 $100/$3.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $1,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $0
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes  
ATM Card 4 / 5 Yes Yes Yes  
Checks Available     Yes  
Interest Compounding and Crediting Monthly Monthly Monthly Monthly
Interest Rate 2 Variable Variable Variable Variable

Brainerd/Baxter Savings

  Ridge Climbers Club 3 / 6 Silver Savings 6 Platinum Savings 6 Vantage Savings IRA Savings Traditional / Roth
Opening Balance Requirement $0 $100 $1,000 $5,000 $500
Minimum Balance/Service Charge 1 $0 $100/$3.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $1,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $5,000/$10.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $0
Free Online Banking Yes Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes  
ATM Card 4 / 5 Yes Yes Yes Yes  
Checks Available     Yes    
Interest Compounding and Crediting Monthly Monthly Monthly Monthly Monthly
Interest Rate 2 Variable Variable Variable Variable Variable
(1) Fees may reduce earnings. (2) Rates may change at anytime. (3) For customers under 18 years of age. (4) BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may. (5) Debit and ATM card subject to approval. (6) Per federal regulation, during any month you may not make more than 6 withdrawals or transfer to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order of instruction, computer transfer, or by check, draft, debit card or similar order to a third party. The account does have unlimited teller and ATM transactions available.

Saving for Your Future

Not only do we understand the importance of saving for the future, we care about your future. A personalized approach to your future needs and current finances allows us to help develop a savings strategy that fits for you.

Certificate of Deposit (CDs): High Return. Minimal Risk.

A Certificate of Deposit (CD) from BlackRidgeBANK is a safe, flexible way to save. Time deposits are ideal for a wide range of purposes, including a short-term parking spot for your cash or a way to save for retirement. Our CDs are FDIC insured and offer guaranteed fixed interest rates at a variety of terms.

IRAs: Retire With Comfort

An IRA from BlackRidgeBANK can help you enjoy a secure and comfortable retirement. Based on your needs and future goals, we offer both traditional IRAs (tax breaks now) and Roth IRAs (tax breaks later). You can count on our pros to assist you in choosing the right IRA based on your age, long-term retirement goals and income level.

Unsure which option is best for you? Our investment resources and calculators will help offer some insight.

Financial Calculators

How Much Should I Save Over Time Savings Calculator

Saving For Retirement? Retirement Calculator