Take Control Of Your Money

Depending on your financial situation and goals, we will help identify a personal checking account that benefits you personally. With the help of a suite of benefits, each of our checking accounts allow for easy, secure access to your cash and the flexibility to manage your money the way you want.

If you’re unsure which account is best for you, our team will conduct a careful review of your situation to ensure the right choice is made.

All BlackRidgeBANK checking accounts offer free mobile and online banking, automatic bill pay, and free ATM/Debit card.

• Alexandria
• Bismarck
• Brainerd
• Fargo

Fargo Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking
Free Online Bill Pay
e-Statements Available
ATM/Debit Cards 3 / 4
Checks Available
Complimentary Starter Checks (Quantity of 20)
Interest Compounding and Crediting	None	Monthly
Interest Rate 2	None	Variable

Bismarck Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking
Free Online Bill Pay
e-Statements Available
ATM/Debit Cards 3 / 4
Checks Available
Complimentary Starter Checks (Quantity of 20)
Interest Compounding and Crediting	None	Monthly
Interest Rate 2	None	Variable

Alexandria Checking

	Peak Checking	Peak Checking Plus 5	Summit Checking	Summit Checking Plus 5
Opening Balance Requirement	$0	$0	$500	$500
Minimum Balance/Service Charge 1	$0	$0	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card3/4
Checks Available
Complimentary Starter Checks (Quantity of 20)
Free Specialty Checks or $5 Off Any Check Design
Interest Compounding and Crediting	None	None	Monthly	Monthly
Interest Rate 2	None	None	Variable	Variable

Brainerd Lakes Area Checking

	Peak Checking	Peak Checking Plus 5	Summit Checking	Summit Checking Plus 5
Opening Balance Requirement	$0	$0	$500	$500
Minimum Balance/Service Charge 1	$0	$0	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month	$500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card3/4
Checks Available
Complimentary Starter Checks (Quantity of 20)
Free Specialty Checks or $5 Off Any Check Design
Interest Compounding and Crediting	None	None	Monthly	Monthly
Interest Rate 2	None	None	Variable	Variable

(1) Fees may reduce earnings.   (2) Rates may change at anytime.  (3) BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may.  BlackRidgeBANK will refund the amount of the owner/operator's fee automatically up to $12.00 monthly per card.  (4) Debit and ATM card subject to approval. (5) For customers 50 years of age or above.