Take Control Of Your Money

Depending on your financial situation and goals, we will help identify a personal checking account that benefits you personally. With the help of a suite of benefits, each of our checking accounts allow for easy, secure access to your cash and the flexibility to manage your money the way you want.

If you’re unsure which account is best for you, our team will conduct a careful review of your situation to ensure the right choice is made.

All BlackRidgeBANK checking accounts offer free mobile and online banking, automatic bill pay, and free ATM/Debit card.

• Alexandria
• Bismarck
• Brainerd
• Fargo

Fargo Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 per month if below minimum balance
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card 3 / 4
Checks Available
Interest Earned 2
Closing Fee Within 6 Months	$25	$25

Bismarck Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 per month if below minimum balance
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card 3 / 4
Checks Available
Interest Earned 2
Closing Fee Within 6 Months	$25	$25

Alexandria Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 per month if below minimum balance
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card 4
Checks Available
Interest Earned 2
Closing Fee within 6 Months	$25	$25

Brainerd Lakes Area Checking

	Peak Checking	Summit Checking
Opening Balance Requirement	$0	$500
Minimum Balance/Service Charge 1	$0	$500/$5.00 per month if below minimum balance
Free Online Banking
Free Online Bill Pay
E-Statements
ATM/Debit Card4
Checks Available
Interest Earned 2
Closing Fee within 6 Months	$25	$25

(1) Fees may reduce earnings.   (2) Interest earned based on the daily balance method. Rates may change at anytime.  (3) For our banks in North Dakota, BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may.  BlackRidgeBANK will refund the amount of the owner/operator's fee automatically up to $12.00 monthly per card.  (4) Debit and ATM card subject to approval. (5) For customers 50 years of age or above.