Take Control Of Your Money

Depending on your financial situation and goals, we will help identify a personal checking account that benefits you personally. With the help of a suite of benefits, each of our checking accounts allow for easy, secure access to your cash and the flexibility to manage your money the way you want.

If you’re unsure which account is best for you, our team will conduct a careful review of your situation to ensure the right choice is made.

All BlackRidgeBANK checking accounts offer free mobile and online banking, automatic bill pay, and free ATM/Debit card.

Fargo Checking

  Peak Checking Summit Checking
Opening Balance Requirement $0 $500
Minimum Balance/Service Charge 1 $0 $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking Yes Yes
Free Online Bill Pay Yes Yes
e-Statements Available Yes Yes
ATM/Debit Cards 3 / 4 Yes Yes
Checks Available Yes Yes
Complimentary Starter Checks (Quantity of 20)   Yes
Interest Compounding and Crediting None Monthly
Interest Rate 2 None Variable

Bismarck Checking

  Peak Checking Summit Checking
Opening Balance Requirement $0 $500
Minimum Balance/Service Charge 1 $0 $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking Yes Yes
Free Online Bill Pay Yes Yes
e-Statements Available Yes Yes
ATM/Debit Cards 3 / 4 Yes Yes
Checks Available Yes Yes
Complimentary Starter Checks (Quantity of 20)   Yes
Interest Compounding and Crediting None Monthly
Interest Rate 2 None Variable

Alexandria Checking

  Peak Checking Peak Checking Plus 5 Summit Checking Summit Checking Plus 5
Opening Balance Requirement $0 $0 $500 $500
Minimum Balance/Service Charge 1 $0 $0 $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes
ATM/Debit Card3/4 Yes Yes Yes Yes
Checks Available Yes Yes Yes Yes
Complimentary Starter Checks (Quantity of 20)     Yes  
Free Specialty Checks or $5 Off Any Check Design   Yes   Yes
Interest Compounding and Crediting None None Monthly Monthly
Interest Rate 2 None None Variable Variable

Brainerd Lakes Area Checking

  Peak Checking Peak Checking Plus 5 Summit Checking Summit Checking Plus 5
Opening Balance Requirement $0 $0 $500 $500
Minimum Balance/Service Charge 1 $0 $0 $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month $500/$5.00 will be imposed every month if the balance in the account falls below the minimum balance any day of the month
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes
ATM/Debit Card3/4 Yes Yes Yes Yes
Checks Available Yes Yes Yes Yes
Complimentary Starter Checks (Quantity of 20)     Yes  
Free Specialty Checks or $5 Off Any Check Design   Yes   Yes
Interest Compounding and Crediting None None Monthly Monthly
Interest Rate 2 None None Variable Variable

(1) Fees may reduce earnings.   (2) Rates may change at anytime.  (3) BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may.  BlackRidgeBANK will refund the amount of the owner/operator's fee automatically up to $12.00 monthly per card.  (4) Debit and ATM card subject to approval. (5) For customers 50 years of age or above.