Bank Leadership Team
The BlackRidgeBANK leadership team is made up of professional bankers with vast experience and a deep understanding of the community. They appreciate the trust you’ve placed in our bank and are dedicated to ensuring that you receive the banking products you need and the service you expect.
Travis AndersonVice President and Controller
Travis is responsible for the company’s financial statements, budgeting, investment portfolio management, and various specialized financial analyses. He has bachelor’s degrees in Business and Physics from Concordia College, Moorhead, an accounting certificate from UCLA, an MBA from the University of Mary, and a master’s in Finance from Northeastern University. He has worked in the banking industry for ten years.
Kristen ButlerVice President & Director of Retail Banking
Kristen provides strategic support to regional retail banking initiatives and product offerings, and oversees front-line training and development. With more than two decades of banking experience, Kristen joined BlackRidgeBANK in 2008 and most recently was Retail Banking Project Manager. She attended the University of Mary where she studied business administration and management.
Doug BenzerVice President and Chief Technology Officer
Doug oversees all BlackRidgeBANK technology resources and serves as the primary Information Security Officer. He has more than a decade of experience working in the technology sector, and has been with BlackRidgeBANK for eight years.
Carrie CwiklaVice President/Director of Centralized Loans Operations
Carrie serves as the Corporate Secretary of BlackRidgeBANK and Secretary for the Board of Directors. She also maintains relations with federal agencies and oversees centralized loan operations. Carrie has 29 years of experience in the industry with previous experience as a Commissioned Bank Examiner as well as holding other VP positions.
Kim KaulVice President and Credit Administration Manager
Kim oversees various credit administration functions with BlackRidgeBANK. He has been in the banking industry for 35 years and has experience in many positions including lending, leasing, credit administration, loan review, and mergers and acquisitions. Kim has a Bachelor’s of Arts degree in Economics from the University of North Dakota.
Lori KubitzVice President & Director of Compliance
Lori manages bank-wide compliance functions, including audit, policy and procedural development, training, and exam liaison, while providing regulatory outreach and research. She also serves as CRA Officer. With more than 25 years of experience in banking, Lori has held leadership positions in retail, commercial and compliance departments. She holds the Certified Community Bank Compliance Officer (CCBCO) and Certified BSA/AML Professional Officer (CBAP) certification’s through the Independent Community Bankers of America Association.
Ron LeeVice President & Director of Marketing
Ron manages the bank’s overall marketing and brand strategy, advertising and digital initiatives. He has more than 25 years of experience in bank marketing, technology, and communications in both agency and corporate positions. Ron graduated from Concordia College, Moorhead, with degrees in English and Communications/PR.
Jamie MochVice President and Director of Human Resources
Jamie provides strategic direction in the areas of staffing/recruiting, employee relations/performance management, benefits, compensation, HRIS/records administration, policy administration, payroll, training/development and succession planning. Jamie has 18 years of experience in the banking industry, with a majority of that time spent in Human Resources management positions.
Laurie PulkrabekVice President of Bank Operations
Laurie manages all bank operations, including item processing/exception processing, electronic banking, vendor management, BSA/AML and fraud prevention, cash and security controls, and correspondent banking/funds settlement. She has more than 40 years of experience in the banking industry, and has assisted with more than 150 bank-conversion implementations.
Corey SimonsonVP & Business Banking Manager
Corey has more than 8 years of lending experience, most of it in commercial lending. In his role, Corey helps ensure that local businesses and individuals have the financial products they need to be successful. Corey received a bachelor’s degree in business management from Southwest Minnesota State University and an associate’s degree in finance/credit management from Alexandria Technical College. Corey has lived in the Alexandria area for more than 10 years with his wife and two children. He enjoys hunting and fishing in his spare time.
Jill LeesebergVP & Retail Services Manager
Jill has more than two decades of experience in finance and banking, including credit analysis, equipment leasing, cash management, and retail banking. As Retail Services Manager, Jill strives to create an outstanding banking experience for consumer and commercial clients. Jill received a bachelor’s degree in Mass Communication and Marketing from Minnesota State University – Moorhead. Along with her husband and two children, Jill has lived in the Alexandria area for more than 20 years, where she also enjoys being part of many different community activities.
Joni WunderlichBranch Manager
Joni has more than 33 years of banking experience in a variety of positions, including consumer, real estate and commercial lending for a community bank. As branch manager in BlackRidgeBANK’s Carlos and Miltona locations, a position she’s held since 1991, Joni ensures that individuals, families and businesses receive the right banking products for their needs as well as consistent, outstanding services from our dedicated staff. Joni is involved in many community activities, including Carlos Commercial Club, Carlos Developers and Team Miltona.
Karrie BahrAVP & Client Services Officer
Karrie Bahr has 20 years of banking experience. She has 9 years lending experience including consumer and commercial lending for community banks. Karrie focuses on the customer and their financial needs and strives to provide the best product while providing exceptional customer service. Karrie has lived in the Alexandria area for 14 years and she enjoys hunting with her 4 dogs, fishing, and spending time with family and friends.
Nichole ShellClient Services Specialist
Nichole has over 16 years experience in the banking industry with 8 of those years in consumer lending. Nichole joined the BlackRidge bank team in 2017 after relocating to Alexandria from the Fargo/Moorhead area with her 2 children. She specializes in consumer loans such as vehicle loans, camper loans, recreational vehicles as well as Home Equity loans & Home Equity lines of credit. As a consumer lender, Nichole is dedicated to finding the best consumer product to meet the customers individual needs. In Nichole’s spare time, she enjoys being at the lake with family and friends and being involved with her children’s numerous activities.
John JessenRegion President, EVP & Chief Retail Banking Officer
John has more than 21 years of banking expertise in a variety of capacities. His experience includes processing commercial loans, selling brokerage products in a bank setting and managing the business banking department of a large local bank. John draws on this experience to lead his team as a branch president and ensure that customers receive common-sense solutions and outstanding service. John remains active in day-to-day operations, which allows him to stay in touch with clients and staff. He also serves as Executive Vice President and Chief Retail Banking Officer for BlackRidgeBANK, in addition to being the Chairman of the Senior Credit Committee. In his free time, John enjoys spending time with his family, exercising and playing sports.
Joel KosteleckyVP & Business Banking Manager
Joel has more than 15 years of banking experience, the last 8 being with BlackRidgeBANK. Joel’s no-nonsense approach to business banking allows him to provide both conventional and unconventional financing options for his clients. In his role he manages the Business Banking functions for the Bismarck region including loan processing, credit administration and credit underwriting. Joel enjoys spending time with his wife and two daughters, golfing, rock climbing, skiing, snowboarding and cooking.
Kayla KrausAVP & Business Banking Loan Officer
Kayla has over 12 years experience in the banking industry in various areas including personal and business banking. She has been with BlackRidgeBANK for 10 years, starting in the Fargo bank in 2007 and joined the Bismarck team in 2009. Kayla prides herself in providing exceptional service and exceeding customer expectations. She is a 2008 graduate of North Dakota State University with a degree in Business Administration and minor in Accounting. Kayla is also involved with the Bismarck-Mandan Chamber as an Ambassador. She enjoys spending her free time with family and friends, shopping, and being outdoors.
Brittany PetersonClient Services Officer
Brittany joined BlackRidge in 2012 as a teller and later took the position of Client Services Specialist. In her position as a Consumer Loan Officer, she is responsible for originating all types of personal loans such as Home Equity loans, vehicle loans, camper loans and recreational vehicle loans. Brittany also opens both business and personal deposit accounts.
Katie ChorneLoan Administration Officer
Katie joined BlackRidgeBANK in 2009 as a client service representative, and in 2010 was promoted to Loan Administration Specialist. Over the years she has overseen the commercial loan processing for all Bismarck Lenders. In early 2017, Katie was promoted to Loan Administration Officer, where she continues to oversee the processing role, with the addition of credit administration. In her free time she enjoys spending time with her husband and two kids.
Joel has over 20 years of banking experience, including senior bank management and commercial lending. As both the President of BlackRidgeBANK and branch president, Joel oversees a dedicated team that prides itself on providing outstanding financial products and high-quality service. He also uses his experience to serve as the senior executive of BlackRidgeMORTGAGE. A native of St. Cloud, Joel holds an undergraduate degree in finance from Augsburg College and an MBA from St. Cloud State. He lives in Baxter with his wife and three children, and currently serves on the Brainerd Basketball Association board and coaches multiple teams in local youth athletics.
Darren LarsonVP & Business Banking Loan Officer
Darren joined BlackRidgeBANK in 2007 and has more than 15 years of commercial lending experience. Originally from Alexandria, Darren has lived in the Brainerd Lakes area since 2003. He earned a master’s degree from St. Cloud State University as well as degrees in economics and financial management from the University of North Dakota. Married with two children, Darren is active in the Brainerd Area Sertoma Club and Lord of Life Church. He also coaches youth athletics and is a certified high school basketball official.
Jim VonHoltumVP & Business Banking Manager
A native of Worthington, Jim has a wealth of banking, lending and other experience from previous banking positions, including an agricultural background. Working out of the Baxter office, Jim serves small business and individual bank clients and chairs the bank’s loan committee. Jim lives in Baxter and has a passion for golf and family.
Russ HaleAVP & Branch Manager
Russ has more than 20 years of experience in lending, including 15 in a bank environment. He joined BlackRidgeBANK in 2002 and heads our consumer lending staff. Originally from Brainerd, Russ lived in Seattle, Wash., for nearly a decade before returning home to the Brainerd Lakes area. Russ has served on multiple boards of directors including the Nisswa Chamber of Commerce, United Way of Crow Wing and Southern Cass County, and the local animal shelter HART. Russ lives in Baxter with his wife and has one grown daughter.
Craig HenningsonAVP & Branch Manager
A native of Brainerd, Craig has been with BlackRidgeBANK bank since 2002 as a true community banker to the Crosslake market. He has vast expertise in both personal and business loans and lake home financing. Craig has been a member of the Deerwood Fire Department for 20 years, and also serves as its Treasurer. In his spare time, he enjoys spending time doing outdoor activities with his family and friends.
Mark has many years of experience in banking and utilizes his experience in his role as both President and CEO of BlackRidge Financial and as the Region President for BlackRidgeBANK. In his role at BlackRidgeBANK, Mark provides leadership and support for all of the BlackRidgeBANK activities in the Fargo-Moorhead and West Fargo market. He has earned multiple doctorates and masters degrees and also holds professional designations as a Chartered Financial Analyst charter holder. In his free time, Mark serves as an Adjunct Professor in Finance and serves on the MSUM School of Business Advisory Council. He has also served on multiple nonprofit organization boards of directors.
Marc KnutsonVP & Business Banking Manager
Marc has more than 7 years of experience in the banking industry. With BlackRidgeBANK, he enjoys creating customized lending solutions that fit his clients’ needs and also provides leadership on the business banking side in the Fargo region. A native of Fargo, Marc is a 2006 graduate of North Dakota State University, with a degree in business administration and a concentration in finance. In his spare time, Marc enjoys spending time with family and friends, golfing, working on cars and enjoying the outdoors.
Kyle HauglandVice President & Business Banking Loan Officer
Kyle has more than 10 years in the banking industry. As a commercial loan officer, he values his relationships with his customers and takes pride in his high level of service. Kyle earned his degree from North Dakota State University in 2006 in business administration with a concentration in finance. Outside of the office, Kyle enjoys playing golf, following sports and spending quality time with his family and friends.
Diana ChaseAVP & Client Services Officer
Diana brings with her over 24 years of extensive banking experience in areas of consumer lending, operations and auditing. Her philosophy has always been to provide the highest quality of customer service to Clients by assisting them with attaining the best consumer products and services to meet their individual needs. As a Consumer Lender, Diana has access to a vast range of consumer products to assist her in continuing her exceptional customer service to the Clients of BlackRidgeBANK. In her spare time, Diana likes spending time at the lake, walking, watching sports, movies and being with her family and friends.
Nicole RousarVice President & Retail Services Manager
Nicole has more than 5 years of banking experience, and now supervises the Customer Service Representative team, assists commercial and consumer deposit clients with all their banking needs, assists with cash/security controls; oversees IRA/ HSA exception processing, procedures and reporting; and supports management of Retail initiatives. Nicole joined our team in 2012. She is a graduate of Concordia College, Moorhead. In Nicole’s spare time, she enjoys spending time playing volleyball, running mid-distant races, and volunteering at her church.
Jaramie SchoeppVice President & Senior Credit Analyst
Jaramie has over fifteen years of banking experience in various capacities including commercial lending, agribusiness, capital markets, audit, credit, consumer lending/underwriting, compliance, and lending operations. As a credit manager with BlackRidgeBANK, he is responsible for managing portfolio risk and providing credit expertise to customers. Jaramie is a University of North Dakota and University of Mary graduate with Bachelor of Science and Masters of Business Management degrees. In his spare time, Jaramie enjoys golfing, coaching hockey and spending time with family and friends.
Sarah LarsonAVP & Credit Officer
Sarah has 20 years of experience in banking and accounting, including financial statement preparation and analysis, small business development, SBA lending, underwriting, compliance, and loan operations/servicing. As AVP & Credit Officer, Sarah manages Fargo’s commercial loan portfolio, and specializes in credit review and portfolio risk management. She is a graduate of Minnesota State University Moorhead with a degree in accounting. She enjoys golfing, volleyball, and strength training, and spending time with family and friends.
Darcy MorrisCredit Administration Specialist
Darcy has worked in the banking industry for more than seven years. As Credit Administration Specialist, she works closely with our Fargo Region commercial lenders and business banking clients to oversee the administration, processing and servicing of loans. Darcy completed undergraduate coursework from University of North Dakota. She enjoys spending time with her family, relaxing at the lakes, and volunteering with area schools and organizations.