Bismarck ND Region Team

John Jessen


John has more than 21 years of banking expertise in a variety of capacities. His experience includes processing commercial loans, selling brokerage products in a bank setting and managing the business banking department of a large local bank. John draws on this experience to lead the BlackRidgeBANK team and ensure that customers receive common-sense solutions and outstanding service. John remains active in day-to-day operations, which allows him to stay in touch with clients and staff. In his free time, John enjoys spending time with his daughter, exercising, playing sports and spending time with friends and family.

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Joel Kostelecky

Vice President

Joel has more than 15 years of banking experience, 9 of which are in the business banking arena. Joel’s no-nonsense approach to business banking allows him to provide both conventional and unconventional financing options for his clients. He provides customized banking solutions with a high level of customer service and fast turnaround times. Joel enjoys spending time with his wife and two daughters, golfing, rock climbing, skiing, snowboarding and cooking.

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Kristen Butler

Vice President of Client Services

Kristen has more than 15 years of experience in banking, including lending, personal and private banking, cash management and merchant services. As vice president of client services, she uses her customer service, relationship-building and leadership skills to ensure that customers receive superior service. Her energy, enthusiasm and witty personality are infectious. In her spare time, Kristen enjoys spending time with her family, which includes her husband, a daughter and two sons. Her hobbies include shopping, running and spending time with family and friends.

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Kayla Kraus

Commercial Loan Officer

Kayla has over 10 years experience in the banking industry in various areas including personal and business banking. She has been with BlackRidgeBANK for 8 years, starting in the Fargo bank in 2007 and joined the Bismarck team in 2009. Kayla prides herself in providing exceptional service and exceeding customer expectations. She is a 2008 graduate of North Dakota State University with a degree in Business Administration and minor in Accounting. Kayla is also involved with the Bismarck-Mandan Chamber as an Ambassador. She enjoys spending her free time with family and friends, shopping, and being outdoors.

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Marita Wollmann

Mortgage Loan Officer

Originally from Brookings, SD, Marita graduated from Minnesota State University Moorhead with a Bachelors Degree in Finance. In 1992, she moved to Bismarck, ND, where she has since resided. Marita has over 20 years experience in finance, real estate and banking - including cash management, credit analysis, financial planning and management, as well as real estate sales. Marita has been committed to helping her clients achieve their dream of homeownership with ten years in the real estate industry. Her background and strong work ethic provide her with the broad knowledge base and insight to assist her clients with their mortgage needs. Marita enjoys spending time with her friends and family, traveling, volleyball and any activity involving sunshine and water.

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