Savings

We have a simple philosophy for deposit customers: The more money you deposit with us, the higher the interest rate you earn. At BlackRidgeBANK, we make it easy with a simple lineup of savings products. When it comes to finding the right savings account, let our professional staff help you.

Universal Money Market Account:

• Minimum balance of $1,000
• monthly maintenance fee of $10.00 if balance falls below minimum balance at any time during the month
  • Fees may reduce earnings
• Variable rate interest account
  • Interest compounded and credited monthly
• Free online banking
• ATM Card available at no charge*
• Free deposit and withdrawal tickets

Universal Statement Savings:

• $50.00 minimum balance required to open account - $50.00 minimum balance required to avoid quarterly service charge
• Quarterly service charge of $1.50 if balance falls below minimum balance at any time during the quarter
  • Fees may reduce earnings
• Under 18 years of age, no minimum balance required
• Variable rate interest account
  • compounded and credited monthly
• Free online banking
• ATM Card available at no charge*
  
  

* Subject to approval

DISCLOSURES:

• Electronic Funds Transfer Disclosure
• Funds Availability Disclosure