Savings

We have a simple philosophy for deposit customers: The more money you deposit with us, the higher the interest rate you earn. At BlackRidgeBANK, we make it easy with a simple lineup of savings products. When it comes to finding the right savings account, let our professional staff help you.


Universal Money Market Account:

  • Minimum balance of $1,000
  • monthly maintenance fee of $10.00 if balance falls below minimum balance at any time during the month
  • Variable rate interest account
    • Interest compounded and credited monthly
  • Free online banking
  • ATM Card available at no charge*
  • Free deposit and withdrawal tickets


Click here for current rates


Universal Statement Savings:

Interest Rate: 1.00%
Annual Percentage Yield: 1.00%

  • $50.00 minimum balance required to open account - $50.00 minimum balance required to avoid quarterly service charge
  • Quarterly service charge of $1.50 if balance falls below minimum balance at any time during the quarter
  • Under 18 years of age, no minimum balance required
  • Variable rate interest account
    • compounded and credited monthly
  • Free online banking
  • ATM Card available at no charge*

* Subject to approval
** This is a variable rate account, rates may change at any time.
** Fees may reduce earnings
** Rates are effective as of 12.19.08


DISCLOSURES: