Personal Checking

CharterClubChecking:

  • NO ~
    • Minimum balance
    • Monthly service charges
    • Hassles
  • FREE ~
    • BlackRidgeBANK standard check blanks
    • Online banking
    • ATMs anywhere
    • ATM/Check Card available at no charge*
    • Online Banking
    • Online bill pay
    • Unlimited check writing
    • Competetive interest rate


Click here for current rates

  1. No minimum balance required for this account. No service charges.
  2. Minimum balance of $1000 is required to avoid a $10 monthly service charge.
  • These are variable rate accounts. Rates may change at any time. Fees may reduce earnings.
  • Rates are effective as of 12.19.08

Simply Free Checking:

  • NO ~
    • Minimum balance
    • Monthly service charges
    • Hassles
  • FREE ~
    • BlackRidgeBANK standard check blanks
    • Online banking
    • Online bill pay
    • Unlimited check writing
    • ATM/Debit Card available at no charge*

Unlimited ATM fee refunds nationwide**

*Subject to approval

**BlackRidgeBANK will not charge you a fee for withdrawing funds from any ATM nationwide, but the owner/operator of the ATM may. BlackRidgeBANK will refund the amount of the owner/operator’s fee upon request, provided a copy of the receipt listing the ATM Fee is submitted to the bank within 60 days of when the fee occurred.

DISCLOSURES: