Commercial checking accounts.

Based on the type of organization you operate, we have a checking account for you. Ask our cash management professionals about our investment sweep feature that will help you maximize the interest earnings on your excess cash balances.



DISCLOSURES:

Universal Non-Corporate Checking

  • No minimum balance
  • First 300 items free - $.20 Credit / $.20 Debit thereafter
  • Variable rate interest bearing account
  • Interest compounded and credit monthly
  • Online banking (customized to your specifications by our cash management professionals)
  • Free BlackRidgeBANK standard check blanks
  • ATM/Debit Card available at no charge*
  • Image statement available - $5.00 per month
  • Statement images on CD - $20.00 per month
  • Cash management services available*
    • Loan sweeps ***
    • Savings sweeps ***
    • Merchant credit card processing *
    • Remote Deposit Capture ***
    • ACH Services * / ***
    • Zero Balance / Target Balance ***
  • Statements printed at 30th of the month

*Subject to approval

***Item charges and monthly fees may be offset by earnings credit calculated at current interest rates on average collected balance minus 10% reserved